Benefits Services

Benefits FAQs

Here we answer many of the Benefits-related questions our customers have asked over the years.

HIPAA

1. What is HIPAA?
2. Why are the HIPAA rules necessary?
3. Who is responsible for HIPAA implementation activities?
4. How will I know about HIPAA-related changes in the workplace?
5. Who will be affected by HIPAA?
6. How will HIPAA impact the employer?

Benefits: General

1. What is an Explanation of Benefits (EOB)?
2. I have received an Explanation of Benefits (EOB) from the Carrier. What do I need to do?
3. What is a Section 125 Plan?
4. What plans qualify under Section 125?
5. What is an FSA?
6. What is a POP?
7. Do you offer the best prices?
8. Does working with Resource Alliance cost me anything?
9. Can I change my coverage during the year?
10. What should I do in case of family status change?
11. I am a reservist being called to active duty. I have many questions! Can you help?

Benefits: COBRA

1. What is COBRA?
2. Who is eligible for COBRA continuation of benefits?
3. How long does an employee have to decide whether he/she wants to continue any or all of benefits available under the COBRA continuation of benefits?
4. When does the COBRA continuation of benefits begin?
5. How long do COBRA continued benefits last?
6. What plans are covered under COBRA continuation of benefits?

Benefits: Health Savings Accounts

1. What is a Health Savings Account?
2. Why High Deductible Health Insurance?
3. How does a Health Savings Account work?
4. What is a "Qualifying High Deductible Health Plan"?
5. What makes a health insurance plan HSA-qualified?
6. Why are all health insurance policies that meet the stated requirements for High Deductible Health Plans not considered HSA-qualified?
7. How much can be contributed to an HSA in 2005?